Your Purchase.
Your Terms
Your Payments.
Split your purchases into 4 — no fees, no interest, and 100% Shariah-compliant. From fashion to flights, MISpay lets you buy what you want today and pay later — the easy, stress-free way. No paperwork. No surprises. Just pure flexibility.
Scan to
Download
the app
Shop your way, pay with ease
Enjoy the freedom to split your payments the way that fits your lifestyle—interest-free or over time with MISpay.
No Surprises
No interest. No fees. No fine print. Just pay what you actually spent — in Shariah-compliant installments
Endless Deals
Exclusive promo codes, daily discounts, and cashback from top brands — New offers, every day.
Smooth & Simple
Get approved in seconds — no long forms, no delays. Just fast, flexible shopping at your fingertips.
Use MISpay Wherever You Shop
Online, in-store, or in-app — MISpay is always with you to make your payments smarter and simpler.
At Online Checkout
Look for the MISpay purple badge at checkout on your favorite store websites — choose it and split your payment with ease.
In the MISpay app
All your favorite partners in one place. Track your spending, discover exclusive offers, and earn automatic cashback as you shop.
In-store
You’ll find MISpay at leading retail locations — just ask the cashier to pay with MISpay and enjoy hassle-free installments.
Shoppers Love MISpay
Hear it from our amazing customers who are shopping smarter, easier, and stress-free with MISpay.
Amazing app! No late payment fees at all.
Sara
Truly an excellent app! It’s very secure, different from other apps, and easy to use. There’s also a great variety of registered stores. I highly recommend it.
Ahmed
The app is great — now it has more installment options, looks amazing, and works perfectly!
IJHF
I wish all companies were like MIS Pay — polite customer service and an excellent selection of stores.
IJHF
Pay with MISpay at Your Favorite Brands
Discover top deals and split the cost on thousands of products — shop smarter, pay later.
Why Choose MISpay?
Convenience, flexibility, and security — all in one place.
Flexible Payments
Split your purchases into 4 interest-free payments and stay in control of your spending.
No Fees. No Surprise
Pay only what you spent No hidden charges, no fine print
Smooth & Fast Checkout
Whether online or in-store, MISpay makes checkout fast and hassle-free
Secure & Protected
Shop confidently with strong security and buyer protection every step of the way
Cashback & Exclusive Deals
Earn cashback and unlock deals from top brands daily savings effortlessly
Full Control & Transparency
Manage payments, view schedules, and track transactions — all in one simple dashboard
Shop Smarter Everywhere
With the MISpay App
Earn cashback, discover top deals from your favorite brands, and track your spending — all in one smart app.
Scan to get
MISpay app
Let’s grow your business
MISPay transforms the shopping experience by offering flexible payments, boosting conversions, increasing average order value, and helping you reach more customers.