MISPay is 100%
compliant with Islamic law.

MISpay was developed in full compliance with the principles of Islamic Sharia, with no late fees and no hidden charges.

Our products are certified

Our products have been certified as Sharia-compliant by the Sharia Review Bureau (SRB).

Installment plans

Split the payments into installments with no interest and no additional fees.

Sharia certificate

After reviewing and approving MISpay’s products as compliant with the Sharia standards of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), the Sharia Audit Office issued Sharia Certificate No. MIF-2348-03-03-09-22 to MISpay.

About the Sharia Review Bureau (SRB)

The Sharia Review Bureau (SRB) is a leading global provider of Sharia advisory services to companies. Operating in over 21 countries, including the United States, Europe, Africa, the GCC, and Asia, SRB offers Sharia advisory and auditing services to both public and private companies, covering diverse sectors of the financial industry. Its clients span Hong Kong, the United States, the United Kingdom, Canada, France, Switzerland, and the GCC. In Saudi Arabia, SRB holds a significant market share among investment firms, cooperative insurance providers, and finance companies. SRB offers a comprehensive range of services, including product certification, Sharia advisory, Sharia auditing, and equity due diligence.

Committee member

Sheikh Muhammad Ahmed Al-Sultan

Committee decision

An opinion on compliance with Sharia law